Lombard Bank

Information for savers and investors

Notice Deposit Accounts A flexible account that offers you easy access to your funds, with deposit periods of 14 days, 3 months and 6 months with no maximum limit to funds deposited.

Fixed Deposit Accounts The ideal deposit account for those wishing to invest in the longer term with deposit periods ranging from 1 to 5 years. Interest is fixed and guaranteed not to change during the deposit period selected.

Cheque Savings Accounts A special kind of deposit account which is particularly suitable for those customers who want their savings readily available whilst earning a good rate of interest. A cheque book is supplied and provides the benefits of instant access to your funds.

Whatever your choice you can be assured that a Lombard deposit account will be a secure and confidential home for your money.

Notice Deposit Account

This account exists in three forms (3 months, 6 months and 14 days) depending on the period of notice. The rates of interest vary according to the notice period and interest payments can be made directly to the client or added to the sum in his or her notice deposit account to earn further interest. Additional deposits can be made without restriction.

Type of account	Deposit Min. Max.	Interest rates per annum	Interest payments
Notice Deposit 3 months 6 months 14 days	- - 5000 -	8.75 (5.75*) 9.0 (6.0*) 9.25 (6.375*)	every 6 months every 6 months every 3 months
Note: *indicates interest rates payable when the balance is less than the minimum deposit.

Fixed Deposit Account

With this type of account funds are deposited for a fixed period of 1 to 5 years and earn interest at a fixed rate which is guaranteed not to change. The client can choose whether the interest is paid monthly, every three months, every six months or yearly. Interest can be paid directly to the client or added to the sum in the fixed term account. The client is not allowed to make withdrawals before the end of the fixed period of deposit. The minimum opening deposit is £1000 with a maximum limit of £250,000.

Type of account		Gross Rate % p.a.–interest paid annually
		Amount of deposit £1,000- £25,000- £50,000- £24,999 £49,999 £250,000
Fixed Deposits 1 year fixed period	9.00		9.125	9.25
2 year fixed period	9.00		9.125	9.25
3 year fixed period	9.25		9.375	9.50
4 year fixed period	9.25		9.375	9.50
5 year fixed period	9.25		9.375	9.50