Практичне заняття № 2
Тема заняття: Відкриття рахунку в закордонному банку громадянином України
Translate the given words. Read and translate the dialog.
Vocabulary:
savings account to maintain interest
spare money average daily balance profitable
checking account cash withdrawal application
initial deposit to avoid
Opening an Account
Good morning.
Good morning, sir. Can I help you?
Yes, I think so. I would like to open an account.
What kind of are you interested in?
You see, I have some spare money to put into the bank.
Then you should open either a savings or a checking account.
I'm afraid I know nothing about either of them. Could you tell me the difference between these two accounts?
A small initial deposit is necessary to open a savings account at our bank. If it is more than five hundred dollars and you maintain this amount, then you won't be charged for banking services. Otherwise you will be charged five dollars a month.
- So, 1 must keep a minimum balance of $500, is that correct?
Yes, that's right. Our computers check your average daily balance.
And will I get a banking card after opening an account?
Yes, certainly. And then you can get your money through machine services. You can make deposits, cash withdrawals and balance inquiries with your card. The machine is at work 24 hours a day.
Oh! It’s very convenient. And may 1 ask what a checking account means?
Certainly, sir. After opening a checking account you are supposed to maintain an average daily balance of $1,000.
And what if I fall below this limit?
Then you would have to pay a service charge of six dollars a month, and besides you will be charged 25 cents for each check and the same amount for each cash withdrawal.
Hmm, I see. And can I avoid it somehow?
Yes, of course. It may be done by keeping your $1,000 in your checking account.
And how much interest do you pay?
Interest of 6,5% is paid when your average daily balance is over $2,500. We credit the interest you've earned automatically to your account.
Well, it's clear enough, but I intended to put only $1.000 into the account.
Then it would be more profitable for you to open a savings account.
Okay. I've made up my mind. I will open a savings account with a deposit of one thousand dollars.
Fine. Will you fill out this application? (The client fills out the application)
Is everything correct?
Yes! Every thing is all right. And now you need to write a deposit ticket for $1,000.
Just a moment.
Thank you, sir. Here is your pass-book. The bank will pay you 5,5% interest.
Thank you. You were most helpful.
Робота над текстом за професійним спрямуванням.
Painting as a Spiritual Expression
Is a painting no more than a piece of paper with lines and color or is it more than that? In the hands of the master painter, who is painting in the spirit; the lifeless piece of paper with its lines and colors, is transformed into a creation that has life, just as the master creator gave life to his creation. The painter transmits the essence of his spirit to his creation, the “painting.” A painting is the expression of the heart and soul; it transmits cultural messages and the mysteries of the universe. It is born out of the desire of the artist to represent the forms of nature and man through the spirit of the artist as he perceives his world. An artist not only captures the forms of nature, the artist’s spirit interacts with the spirit of the animals or men he is painting. His painting captures both the spirit and the message of its subject. One can see it in the expression, the eyes, and the gestalt of the painting. All good paintings communicate an emotion or message to the observer. It might be a message of love, harmony or tranquility; or it might be a message of danger, fury, or sadness. It could be a lesson, or something that all of us as humans can identify with, such as a desire to be loved. The painting as art served ancient peoples as a medium to purify and refine the human spirit. The well studied and observant artist through his own meditation gives life to the animated states, feelings, and spiritual essence of the animals and humans he paints. The purification or refinement of the observer’s spirit occurs through the inspired artist’s ability to communicate the subject’s (man or animal): spirit, animation, feelings, thoughts, and the scene or stage of the subject, with all of its colors and form.
Ex. 1. Read and translate the text. Prepare for a discussion.
Граматичний матеріал: Сполучник.
Like = 'similar to', 'the same as'. You cannot use as in this way: • What a beautiful house! It's like a palace. (not as a palace) • 'What does Sandra do?' 'She's a teacher, like me.' (not as me) • Be careful! The floor has been polished. It's like walking on ice. (not as walking) • It's raining again. I hate weather like this. (not as this) In these sentences, like is a preposition. So it is followed by a noun (like a palace), a pronoun (like me / like this) or -ing (like walking). You can also say '... like (somebody/something) doing something': • 'What's that noise?' 'It sounds like a baby crying.'
Sometimes like = for example: • Some sports, like motor-racing, can be dangerous. You can also use such as (= for example): • Some sports, such as motor-racing, can be dangerous.
As = in the same way as, or in the same condition as. We use as before subject + verb: • I didn't move anything. I left everything as it was. • You should have done it as I showed you. Like is also possible in informal spoken English: • I left everything like it was. Compare as and like: • You should have done it as I showed you. (or like I showed you) • You should have done it like this. (not as this) Note that we say as usual / as always: • You're late as usual. • As always, Nick was the first to complain.
Ex. 1. Put in like or as. Sometimes either word is possible. 1.We heard a noise like a baby crying. 2.Your English is very fluent. I wish I could speak __________ you. 3.Don't take my advice if you don't want to. You can do __________ you like. 4.You waste too much time doing things __________ sitting in cafés all day. 5.I wish I had a car __________ yours. 6.You don't need to change your clothes. You can go out __________ you are. 7.My neighbour's house is full of lots of interesting things. It's __________ a museum. 8.We saw Kevin last night. He was very cheerful, __________ always. 9.Sally has been working __________ a waitress for the last two months. 10.While we were on holiday, we spent most of our time doing energetic things __________ sailing, water skiing and swimming. 11.You're different from the other people I know. I don't know anyone __________ you. 12.We don't need all the bedrooms in the house, so we use one of them __________ a study. 13.The news that Sue and Gary were getting married came __________ a complete surprise to me. 14. __________ her father, Catherine has a very good voice. 15.At the moment I've got a temporary job in a bookshop. It's OK __________ a temporary job, but I wouldn't like to do it permanently. 16. __________ you can imagine, we were very tired after such a long journey. 17. This tea is awful. It tastes __________ water. 18. I think I prefer this room __________ it was, before we decorated it.
You can use as if or as though to say how somebody or something looks/sounds/feels: • That house looks as if it's going to fall down. • Helen sounded as if she had a cold, didn't she? • I've just come back from holiday, but I feel very tired. I don't feel as if I've just had a holiday. You can use as though in all these examples: • I don't feel as though I've just had a holiday. In informal spoken English you can also use like: • That house looks like it's going to fall down. Compare: • You look tired. (look + adjective) You look as if you haven't slept. (look as if + subject + verb)
During and while
Compare:
Some more examples of while: • We saw Clare while we were waiting for the bus. • While you were out, there was a phone call for you. • Chris read a book while I watched television. When you are talking about the future, use the present (not will) after while: • I'll be in London next week. I hope to see Tom while I'm there. (not while I will be there) • What are you going to do while you are waiting? (not while you will be waiting)
Ex. 1. Put in for or during. 1. It rained for three days without stopping. 2. I fell asleep during thе film. 3. I went to the theatre last night. I met Sue ___________ the interval. 4. Martin hasn't lived in Britain all his life. He lived in Brazil ___________ four years. 5. Production at the factory was seriously affected ___________ the strike. 6. I felt really ill last week. I could hardly eat anything ___________ three days. 7. I waited for you ___________ half an hour and decided that you weren't coming. 8. Sarah was very angry with me. She didn't speak to me a week. 9. We usually go out at weekends, but we don't often go out ___________ the week. 10. Jack started a new job a few weeks ago. Before that he was out of work ___________ six months.
Ex. 2. Put in during or while. 1.We met a lot of interesting people while we were on holiday. 2. We met a lot of interesting people during our holiday. 3. I met Mike __________ I was shopping. 4. __________ I was on holiday, I didn't read any newspapers or watch TV. 5. __________ our stay in Paris, we visited a lot of museums and galleries. 6. The phone rang three times __________ we were having dinner. 7. The phone rang three times __________ the night. 8. I had been away for many years. __________ that time, many things had changed. 9. What did they say about me __________ I was out of the room? 10. I went out for dinner last night. Unfortunately I began to feel ill __________ the meal and had to go home.
We use
until
(or
till)
to
say how long a situation continues:
Compare
until and by:
|
Something continues until a time in the future: • David will be away until Monday. (so he'll be back on Monday) |
Something happens by a time in the future: • David will be back by Monday. (= he'll be hack not later than Monday) |
|
• I'll be working until 11.30. (so I'll stop working at 11.30) |
• I'll have finished my work by 11.30. (= I'll finish my work not later than 11.30.) |
Ex. 1. Put in by or until. 1.Steve has gone away. He'll be away until Monday. 2.Sorry, but I must go. I have to be home ___________ 5 o'clock. 3. I've been offered a job. I haven't decided yet whether to accept it or not. I have to decide ___________ Friday. 4. I think I'll wait ___________ Thursday before making a decision. 5. It's too late to go shopping. The shops are open only ___________ 5.30. They'll be closed ___________ now. 6. I'd better pay the phone bill. It has to be paid ___________ tomorrow. 7. Don't pay the bill today. Wait ___________ tomorrow. 8. A: Have you finished redecorating your house? B: Not yet. We hope to finish ___________ the end of the week. 9. A: I'm going out now. I'll be back at about 10.30. Will you still be here? B: I don't think so. I'll probably have gone out ___________ then. 10. I'm moving into my new flat next week. I'm staying with a friend ___________ then.
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